“Account” means Paytrack account or any account with the App from time to time.
“Contract Data” means to include Personal Information about you and your customers or your personnel that ITSL Processes in connection with providing products and services to a customer under a customer contract. Contract Data is a subset of “Personal Information.”
“Personal Information” means information relating to an identified or identifiable natural person to the extent such information is afforded the protection of law. An identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identification number or to one or more factors specific to the individual’s physical, physiological, mental, economic, cultural, or social identity.
“Process” means any operation or set of operations which is performed upon Personal Information, whether or not by automatic means, such as collection, recording, organization, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, blocking, erasure, or destruction.
Collection of Personal Information
The Personal Information ITSL may collect about you includes, but is not limited to, the following:
You may provide Personal Information to ITSL in a variety of ways, which includes ways such as by registering for an on-line account or event, joining a mailing list, purchasing a product or service, applying for employment, filling out an information form, or otherwise contacting us with a question, comment, or request. Additionally, ITSL may collect information about you or obtain Personal Information from third parties. ITSL may also use certain technologies to collect information about you while you are visiting an ITSL website or using our App.
With respect to Contract Data, it is your responsibility to ensure that ITSL‘s collection and processing of their customers’ Personal Information is consistent with the terms of such customers’ own privacy policies.
Use of Personal Information
ITSL will use Contract Data consistent with applicable contractual obligations and applicable law. ITSL also may use Contract Data to facilitate compliance with regulatory and legal requirements.
In addition to the aforesaid ITSL may use Contract Data and Personal Information for (1) To operate and administer your Account and to provide services that you have requested (2)To carry out your instructions to make and receive payments and undertake transactions using our services, including verifying that you have sufficient funds in your Account to make payments for the goods purchased/ services received by you (3) To allow you to participate in interactive features of the App (4) To notify you about changes to our service(s) (5) To improve our internal customer training (6) To comply with financial services regulations including retention of financial information and transactions (7) For financial and identity checks, fraud prevention checks, anti-money laundering and credit checks (8) For customer service, including answering questions and responding to feedback and complaints (9) To enhance the security of our Services (10) To ensure that content on our App is presented in the most effective manner for you and for your handheld device (11) To personalise your experience on the App by presenting advertisement, products and offers tailored for your preference (12) To improve the services, content and advertising on the App (13) To facilitate various programmes and initiatives launched by ITSL or with its third party service providers and business associates, and (14) To provide you with information, products or services that you request from us or which we feel may interest you.
We are required under applicable laws to retain certain records for a period of at least 5 (five) years after closure of your Account or till such time as is required by applicable law, whichever is longer and will include your personal data such as your name, contact details, customer number and transaction history, and such other data as may be required. ("Retained Data"). Other than the Retained Data, we will delete and destroy all Personal Information that we hold about you when you (or we) terminate your Account. We do not store your online banking login PIN, TAN, password and or your credit card information.
Please note that we will never ask you to disclose your personal or security details by e-mail or sms. If you receive any e-mail/sms purportedly from Account requesting your personal or security details, please do not respond to such communications. Please forward any Such E-mail/ sms to us and thereafter delete the e-mail/ sms immediately.
Fulfilling Business Transactions: ITSL may use your Personal Information to fulfill business transaction requests with you or your organization. With respect to our customers, such requests may include, but are not limited to, providing products or services, such as delivering notifications of product fixes and updates, or contacting you in response to your questions, comments, or requests. With respect to our suppliers, such requests may include issuing purchase orders, receiving invoices, or providing other information such as forecasts. If, in providing support (including support to assist you with the use of our App), we engage you telephonically through tools such as online chat, we may monitor or record our interaction for purposes of quality assurance, training, or to document the details of a transaction.
Recruitment.If you seek employment with ITSL, you may provide us with information about yourself in many ways including through a resume. We may use this information throughout ITSL in order to consider you for employment purposes, and may keep your information on file for future consideration and to support ITSL’s compliance with applicable legal requirements
Disclosure of Personal Information
We may share Personal Information with third-party suppliers and service providers that help us Process Personal Information.
ITSL also may provide information that identifies you at an individual level to third-party business partners. ITSL does not, however, sell or rent such information to these third parties.
From time to time, ITSL may contemplate entering into various business development activities which may include the sale, purchase, merger, or reorganization of one or more of its businesses. These business development activities may require the disclosure of Personal Information to the prospective or actual purchaser(s). When such disclosures are required, ITSL will seek appropriate protections of your Personal Information.
We also reserve our right to use or provide your Personal Information to third parties, including law enforcement, judicial proceeding, court order, subpoena, auditors, consultants, and government officials, to protect ITSL’s rights or property, and/or the rights or property of our customers, business partners, suppliers, or other third parties.
We also use Information in aggregate form for marketing and strategic development and for audit of usage of App.
As described in more detail below, ITSL App may employ a variety of tools to help us improve your experience on our App and determine the effectiveness of certain of our marketing initiatives.
Other Technology ITSL may use to improve your Experience. ITSL may also use other technology to improve your experience.
Log File Information: ITSL records log file information whenever you access our App. Examples of log file information include your IP address, your browser type, the page from which you accessed our App, the pages you viewed while visiting our App, the last page you viewed before you exited our App, and the page you accessed after leaving our App. We use this data in the aggregate and do not use it to identify you individually.
Local Shared Objects (“Flash Cookies”): ITSL may use Adobe Flash Player® to deliver multimedia content, such as a video, to you.To improve your user experience, ITSL may use Flash local shared objects (LSOs) – sometimes called “flash cookies” – to store your flash content information and preferences, similar to other types of cookies ITSL employs.
Protection of your Personal Information
ITSL’s applications and App are not directed to, nor do we knowingly collect Personal Information from, children under the age of 18. By your use of our App you affirm that you are at least 18 years of age. ITSL does not knowingly solicit data from or market to children under the age of 18. If you are a parent or a guardian, and you believe your child has provided ITSL with Personal Information without your consent, please contact us. ITSL absolves itself from any liability, damage, harm or loss, if the children falsely represent as being over the age of 18.
Security Checks, Review and Releases
transactions and further document your consent to this Agreement. To facilitate these security checks, you agree to provide such identification or other information or documentation as we, in our sole and unfettered discretion, deem necessary. If you fail to comply with any security request, we reserve the right to void your account if any with us. You will be notified of such verification request by e-mail or telephone and your account balances with us will be forfeited if you fail to provide us with such requested documentation and information within the time period reasonably specified by us. Such request for documentation and information may include a sworn affidavit of identity and eligibility, release of liability in favour of us and publicity authorization.
User choice & Prohibitions
You may choose not to provide us with any Personal Information while accessing the App. In such an event, you can still access much of the App subject to terms of the terms and conditions of this App; however you will not be able to access and use those portions of the App that require your Personal Information.
Further to protect your privacy, safety and safety of other users of this App you shall not to host, display, upload, modify, publish, transmit, update or share any information that —
App posting made by you
Any information that you may reveal in a review posting or other online discussion or forum is intentionally open to the public and is not in any way private. You should think carefully before disclosing any personally identifiable information in any public forum. What you have written may be seen and/or collected by third parties and may be used by others in ways we are unable to control or predict.
Confidentiality and Security
Reporting phishing attempts
Phishing is the name given to attempts to steal personal details and financial account details from a user. "Phishers" use fake or "spoof" emails to lead users to counterfeit websites where the user is tricked into entering their personal details, such as credit card numbers, user names and passwords.
If you receive such an e-mail or are asked for your password by anyone claiming to work for us do not respond to such emails and forward such e-mail(s) or report the incident by e-mail to us.
India Transact Services Limited
601 – 602, B Wing, Trade World,
Kamala City, Kamala Mills Compound,
SenapatiBapatMarg, Lower Parel (W),
Mumbai – 400 013.
Working days: Monday to Friday
Working hours: 9:30 am to 6:00 p.m.
We will endeavor to address your feedback and concerns in a timely and effective manner.